CSC Core Access HDHP - In-Area Feature

Open access to care providers with no referrals required.

CSC Core Access HDHP is a high-deductible health plan that gives you the freedom to receive care from any health care provider. Each time you need care, you decide whether to use a provider who belongs to Aetna's network (in-network provider) or one who does not (out-of-network provider). The level of benefits and your out-of-pocket costs depend on your choices.

CSC Core Access HDHP offers these advantages:

• Open access to any licensed health care provider.
• The opportunity to save money when you use an in-network provider.
• No referrals required for specialty care.
• No requirement to select a primary care physician (PCP), but you may elect one to coordinate your care.
• Preventive care services covered at 100%, with no deductible, when you use an in-network provider.
• A tax-favored Health Savings Account (HSA) you can use to help pay current and/or future qualified medical expenses.