Choice POS II Plan
(CSR non-union employees only)

Open access to care providers with no referrals required.

Choice POS II plan gives you the freedom to receive care from any health care provider. Each time you need care, you decide whether to use a provider who belongs to Aetna's network (in-network provider) or one who does not (out-of-network provider). The level of benefits and your out-of-pocket costs depend on your choices.

Choice POS II plan offers these advantages:

• Open access to any licensed health care provider.
• The opportunity to save money when you use an in-network provider.
• Referrals are not required for specialty care.
• You are not required to select a primary care physician (PCP), but you may elect one to coordinate your care.